When you purchase an insurance policy, you expect that that if something bad happens, your insurance company has your back and will hold up its end of the bargain. You pay your premiums as scheduled to buy peace of mind.  Hopefully nothing happens during that policy period to cause you to call on your insurance carrier, but you know that they should be there for you if something does. In Alabama, an insurance company owes you the duty of handling any claim, or the defense of a claim against you, in good faith.  It has the duty to promptly and properly investigate your claim. This applies to all types of insurance policies – automobile, medical, homeowners, or any other type of insurance policy. In Alabama, the insurance company only owes the duty of good faith to its own insureds (called first-party coverage).

Our team of attorneys with Burns, Cunningham & Mackey, P.C., understands the process and knows how to keep the insurance company on its toes.  We make sure that your rights are respected, and that the carrier upholds their end of the bargain. When they fail to do so, we are ready to fight them in court.  Call us at 800-574-4332 to discuss your specific situation.  

What Is Insurance Bad Faith?

In Alabama, an insurance company is guilty of bad faith failure to pay when it does so without an arguable reason. A carrier also commits bad faith when it fails to provide you a defense, or fails to pay damages on your behalf, on a claim made against you where there is no arguable basis for doing so.  An example of this would be if you are at fault in a car accident or someone is hurt at your home because of a dangerous situation which you negligently created. Also, in such situations, your insurance carrier can be guilty of bad faith where it fails to settle the claim against you for an amount less than the policy limits of your coverage and a judge or jury awards the other party damages in excess of your policy limits.

What Will an Alabama Insurance Bad Faith Lawyer Provide?

Burns, Cunningham & Mackey, P.C., is a team of attorneys committed to zealous advocacy on behalf of their clients, and particularly in the context of a bad faith failure to pay or defend by an insurance company.  We are exactly the team that you can confidently have by your side. Reach out to connect with us today and speak with one of our Mobile insurance bad faith attorneys to learn about what your rights are. We do not charge you to evaluate your case.


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