Entries by Pete Mackey

Health Care Insurance: What Is ERISA And What Does It Mean To Me?

Prior to 1974, a dispute between a consumer and his/her insurance company for not paying a medical bill was covered by the general contract law of the state where the consumer lived. With the passage of the Employees Retirement Income Security Act of 1974, Congress changed that dynamic, and in a drastic fashion. That Act […]

When Warranties Fail

While everyone has received a warranty on something that they have purchased, few stop to read “the fine print.” Reading one may cause you to wish that you had not. Typically, the warranty will provide that the manufacturer and/or distributor will “repair or replace,” at their option, the product or part of the product that […]